Year: 2022

Individuals who sustain rather severe injuries often qualify for long-term disability benefits. These benefits may come through an insurance provider paid for by an employer or privately out of pocket. Additionally, individuals may qualify for Social Security disability benefits that apply long-term. Here, we want to discuss who qualifies for long-term disability benefits in California…. read more

Did you know that your insurance carrier is typically required to defend you if someone makes a claim that is covered by the insurance policy? It is important to understand what the insurance carrier’s “duty to defend” actually is. Here, we want to define what this means and examine how this would apply in various… read more

Insurance companies do not want to pay out money for claims. However, laws in California require insurance carriers to uphold their end of a contract, which means paying valid claims in a timely manner. If an insurance carrier denies a claim when they otherwise should not, they may be doing so in bad faith. Here,… read more

Most insurance companies operate professionally and with honesty and integrity. Still, there are exceptions, as evidenced by the number of bad faith insurance claims filed each year in courts around the country. Insurers owe their policyholders a duty of good faith—policyholders have every right to believe (and demand) that their insurance companies treat them fairly… read more

Life insurance can seem complicated at first glance, with so many different types of policies available. A life insurance primer – on the most common kinds of coverage, the advantages and drawbacks each offer, and examples of when you might need each – can be helpful in determining which policy is right for you and… read more