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California courts can award plaintiffs punitive damages in cases where insurance companies found to have acted in bad faith are also shown to have done so with malicious, fraudulent, or oppressive intent. When a bad faith claim rises to this level, punitive damages may be assessed as a way of (1) punishing the insurer for… read more

Zurich is an insurance company originating from Zurich, Switzerland. They now own Farmers Insurance, and these companies have both been in the news for some shady practices and large settlements. They can handle these settlements because their profits are big. How Does Zurich Calculate Settlements? Zurich uses a software program called Colossus, which is also… read more

When an insurance carrier attempts to renege on the obligations that they owe their client, this could be considered bad faith insurance practices. It is not uncommon for insurance carriers to refuse to pay a policyholder’s legitimate claim. When this occurs, it may be necessary to work with an attorney to send a bad faith… read more

We all hear the stories. Individuals go into the hospital for treatment thinking that their bills would be covered because they have insurance, only to receive a surprise bill for thousands of dollars because someone on their care team was not in the health insurance provider’s network. For a long time, there was not much… read more

’Tis the season to eat, drink, and be merry, but if someone has gone too far with the holiday spirit and gets behind the wheel, a drunk driving accident could be the aftermath.  Unfortunately, the winter holidays are prime time for these accidents throughout California. In fact, more than 40 percent of highway deaths over… read more