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In just a few minutes, a house fire can destroy your home and everything you own. You and your family may be left with virtually nothing but the clothes on your backs. The future can seem very unclear. Where will you go now? How will you pay for all this damage? Your family’s health and… read more

If an insurance company makes an offer to settle your claim, is that enough to show good faith? Or must they make an actual effort to settle the matter? In a recent case from outside of Arizona, the court ruled that it takes more than a single action by an insurance company before it can… read more

It may surprise our readers to learn that not everyone with homeowners’ insurance has the right to pursue a bad faith claim against the insurance company. Residents of Arizona, of course, are entitled to pursue a claim after their insurer rejects or lowballs a legitimate claim. But a few states do not have a statute… read more

Insurance companies acting in bad faith will sometimes outright deny a claim, but often they act more subtly than that. They will offer a settlement, but one too low to cover medical bills and other expenses associated with the claim. This can leave you with two choices: accept the purposefully low offer, or fight the… read more

If you have the training and expertise to work in a specialized field, such as medicine, it may be a good idea to take steps to protect yourself in case you later suffer a disability that forces to you stop working. One form of long-term disability insurance that appeals to many professionals is called “own… read more