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When you purchased your insurance premium, you no doubt believed that your insurance provider would cover your damages in the event of a crisis. After all, the purpose of insurance is to protect your finances in the event that some costly event—a natural disaster, an injury, a lawsuit—should occur. But now, one of those unfortunate… read more

Insurance companies often seem very helpful and friendly when it comes to filing a claim. Many are genuinely good people. Yet, do not be fooled. Most insurance companies are for-profit organizations, and to make that profit, they need to reduce the value of any claims paid out to you. If you file a disability claim,… read more

Being injured and unable to work is a frightening experience compounded by the denial of a long-term disability claim. A claim may be denied for various reasons, requiring you to appeal the decision or file a lawsuit to seek compensation. Below are some common causes of a denied disability claim in Arizona and San Diego…. read more

Work injuries can trigger new illnesses or aggravate old health issues. California employees who are injured or become ill due to work may seek workers’ compensation benefits to cover necessary medical care and replace their wages. However, work injuries may also reignite pre-existing conditions, leading to complicated workers’ compensation claims. Pre-existing conditions and workers’ compensation… read more

An insurance company may use bad faith tactics to discourage or deny individuals from collecting on a disability insurance policy. When customers need insurance most, it is expected that disability insurance policy providers in Arizona and California will act in good faith. However, an insured party may need to file a bad faith disability claim… read more