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Dealing with an insurance claim is no one’s idea of a good time, especially if the claim is denied. Sadly, insurance claim denials happen fairly often and for a variety of reasons. If you have filed a claim with State Farm and been denied in the state of California, there are some steps you may… read more

Car accidents can be stressful, painful, and expensive events. Vehicle repairs and replacements, property damage, physical injuries, and emotional trauma can be devastating financially. Since you have insurance, you are relieved that these costs will not have to come out of your pocket.  Indeed, it is a relief until your insurance company unexpectedly denies your… read more

Incompetence, errors, and omissions on the part of your insurance broker can be financially catastrophic for you when it is time to file a claim. Mistakes, deliberate or to make a sale, may have put you at risk. If you have experienced an economic loss due to negligence on the part of your insurance agent,… read more

Insurance adjusters work for the insurance companies so that they are trying to deny personal injury claims or, at the very least, devalue such claims should not surprise anyone. One of their favorite methods of doing this is using pre-existing conditions against their policyholders. While suffering from a pre-existing condition does not disqualify you from… read more

Personal Injury Protection (PIP) car insurance, or no-fault insurance, is available to cover medical bills and other expenses related to an automobile accident, no matter who is at fault. The insurance covers the driver, policyholder, and their passengers, even if they lack health insurance.  What are the Policy Limits? Sometimes, medical care expenses can mount… read more