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Dawson and Rosenthal
Dawson and Rosenthal

Prudential Long-Term Disability Denials Attorney 

You purchased long-term disability as a way to protect yourself from the risks of being hurt and unable to meet your financial obligations. If you filed a claim but were denied payment, that can prove to be frustrating and even terrifying for your future. By working with a Prudential long-term disability denials attorney from Dawson Rosenthal, you gain the information and resources you need to fight for full compensation. Call our San Diego long-term disability claim attorney today.

Common Reasons for Prudential Long-Term Disability Denials

When you purchased your long-term disability insurance, you likely signed a document that included exceptions or situations where the coverage did not apply. This gives the company grounds to deny paying your claim, whether it is right for them to do so or not. Some of the most common reasons we encounter for denial of coverage claims from Prudential include:

  • Nonpayment cancellation, stating you did not pay your premiums and therefore were not entitled to coverage
  • The causes of injury were not covered, including death causes
  • Inaccuracies or omissions lead to the revocation of your policy, such as stating that you did not provide accurate information on your initial application
  • Lack of evidence to support your claim, such as not providing medical documentation or other information

In situations where you have a valid claim and policy and receive a denial of payment from Prudential, do not assume you are lost. Instead, seek out legal help from our long-term disability insurance company for the legal guidance you need.

How a Prudential Long-Term Disability Attorney Can Help

There are many situations where these claim denials are simply not valid reasons for not paying you. We will work to gather evidence to substantiate your claim and document that the insurance company may not be treating you in a fair manner. Some examples of the illegal actions that the insurance company may have taken, that we will try to determine apply in your case, include the following:

  • Failing to respond to your claim
  • Not honoring policy terms or distorting policy terms in their favor
  • Not settling a claim when there is a clear liability they owe
  • Unjustified delays in investigations
  • False allegations of nonpayment
  • Not providing a reason for a denial or claim refusal
  • Suggesting to the claimant that they should not involve an attorney

These are some of the most common ways insurance companies may try to get around paying you for the damages you are owed. If you have a long-term disability insurance policy with Prudential, and they deny what you believe to be a valid claim, contact our attorneys. Avoid appealing your case until you speak to an attorney who can verify what your rights are and help you prepare for that appeal process.

Call Our Long-Term Disability Attorney for Guidance

Dawson Rosenthal has the experience you need and can rely on for these challenging legal matters. Contact our Prudential long-term disability claim denials attorney now to review your case and learn what your rights may be in pursuing legal action against the company at a free consultation.