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It is illegal to drive without proper auto coverage in California. With drivers collectively paying billions in auto coverage annually, it seems that insurance companies would honor insurance claims with fair compensation after an automobile accident. Unfortunately, claim denial happens too often. It is essential to understand why Geico may have denied your insurance claim…. read more

The doctrine of good faith means that all parties involved in a contract are expected to behave honestly and fairly when dealing with each other. The doctrine of utmost good faith is a legal principle that applies to most insurance dealings. We will discuss below the aspects of the principle and how it applies to… read more

Dealing with an insurance claim is no one’s idea of a good time, especially if the claim is denied. Sadly, insurance claim denials happen fairly often and for a variety of reasons. If you have filed a claim with State Farm and been denied in the state of California, there are some steps you may… read more

Car accidents can be stressful, painful, and expensive events. Vehicle repairs and replacements, property damage, physical injuries, and emotional trauma can be devastating financially. Since you have insurance, you are relieved that these costs will not have to come out of your pocket.  Indeed, it is a relief until your insurance company unexpectedly denies your… read more

Incompetence, errors, and omissions on the part of your insurance broker can be financially catastrophic for you when it is time to file a claim. Mistakes, deliberate or to make a sale, may have put you at risk. If you have experienced an economic loss due to negligence on the part of your insurance agent,… read more